"Specializing in Alzheimer's and Dementia Care"   |  (713) 979-9995   |  (713) 884-1976

Long-term care policies provide life insurance for seniors aged 65 and older who require long-term care services

Long term care life insurance policies provide coverage for a specific period of time. Should an insured individual pass away while the coverage is active, a death benefit is paid out.

​Permanent life insurance, on the other hand, is coverage that is not based on a specific period of time and does not expire. Permanent life Insurance plans offer a death benefit, the same as term coverage, but additionally offers savings growth at a guaranteed rate.

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Term Life Insurance:

  • Pros: more flexibility, lower premium, convertible policies, death benefits, affordability
  • Cons: length of coverage, no savings component

Permanent Life Insurance​:

  • Pros: coverage does not expire, death benefits, savings component (cash value) which increases over time
  • Cons: less flexibility, higher premium, non-convertible

To find out more about how you can apply your life insurance policy towards Victory Personal Care services, consult your current insurer or call us toll free at
​1-844-280-9549

To learn more about the various financial pathways available to you, click on one of the links below:

1919 North Loop West, Suite 435
Houston, Texas 77008
Toll Free:        1-844-280-9549
Private Duty:     713-979-9995
FAX:                    713-694-1452

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